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Home Fintech

Fintech Startup Company’s Platform To Address Online Fraud Launched

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13th February 2020
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Fintech Startup Company’s Platform To Address Online Fraud Launched
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Kenya’s Fintech startup JointPesa in partnership with Finserve Africa, launches an online payment platform meant to prevent online buyers and sellers against cyber fraud.

The platform dabbed ‘JointPesa’ acts as temporary custody of resources allowing both buyer and seller to engage in transactions without having to worry of defaults, safety, or product losses.

According to the founder, Valentine Kilonzo, the development of e-commerce in the country has been faced by various challenges, among them cyber fraud.

“What JointPesa aims at is eliminate online robbers pretending to be either serious buyers or sellers who sell or order goods to be delivered to them to rob the merchants,” said Ms. Kilonzo.

Buyers will be required to load their e-wallet with funds before making a purchase. The system will synchronize the clients’ digital payment solution e.g., mobile payments or electronic payment with their wallets.

“We have a case where a seller delivered cameras worth half a million to a client only to be robbed at gunpoint forced to leave the cameras without pay,” she said.

Such incidences have made a majority of Kenyans skeptical in adopting e-commerce, hence the need for such a platform.

Depositing Mpesa, Cards, and PesaLink will attract a 2.5 percent on amounts between Sh0 and Sh70,000.

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